Banking Solutions

Power Your Bank, Microfinance or Cooperative on a Single Stack

Core banking, mobile-money rails, KYC, fraud prevention and digital onboarding — engineered by digiKUNTZ for African financial institutions.

Banking Solutions

One Partner. Every Layer of Your Stack.

Whether you are a credit union, a tier-2 MFI, a commercial bank or a fintech — digiKUNTZ has a solution that fits.

Capabilities Built for Financial Services

Beyond core banking — the complete toolbox that modern financial institutions need.

KYC

Digital Onboarding & KYC

Smartphone-friendly KYC capture, ID verification, selfie liveness check and watchlist screening — open an account in less than 5 minutes.

AML

AML & Fraud Engine

Real-time transaction scoring, rule-based alerts and case management for compliance officers to investigate and report.

Mobile

Mobile & Internet Banking

Branded Android & iOS apps for your customers — balance, transfers, bill pay, mobile-money cash-in / cash-out.

Agent

Agent Banking Network

Equip your field agents with mobile apps to register customers, take deposits and pay withdrawals across the country.

Reporting

Regulatory Reporting

Pre-configured BEAC / COBAC reports, prudential ratios, statistical returns and audit-friendly archives.

API

Open Banking APIs

Expose your products to partners and fintechs through secure OAuth2 APIs. Be the platform — not just a counter.

Built for Africa's Financial Reality

Spotty connectivity, mobile-money dominance, cash-heavy economies, evolving regulations: African financial institutions face a unique set of challenges. Our solutions were designed from day one to operate in these environments.

African Reach

A Trusted Partner

Numbers that speak for themselves.

15+
MFIs

MFIs Live

Microfinance institutions running on digiKUNTZ platforms.

500k
Customers

End Customers

Account holders served daily through our deployments.

99.99%
Uptime

Uptime

Guaranteed by contractual SLA, measured over 12 months.

24/7
Support

Support

Premium SLAs with on-site response options.

From Strategy to Steady-State Operations

Banking projects rarely fail on the technology — they fail on adoption, change management and operational readiness. That's why our engagements always go beyond software delivery.

We work hand-in-hand with your leadership, branch managers and IT teams to define the operating model, train the people and build the playbooks that make the platform stick.

Banking Strategy

Schedule a Confidential Briefing

Our banking-tech consultants are available for an exploratory discussion — under NDA if you wish — to understand your priorities and propose a tailored roadmap.

Banking Consultant

Frequently Asked Questions

What leaders of financial institutions most often ask us.

  • Are your solutions compliant with BEAC / COBAC requirements?

    Yes. Our banking platforms ship with pre-configured prudential reports, statistical returns and audit-friendly archives aligned with CEMAC regulations.

  • Do you offer cloud-hosted or on-premise deployments?

    Both. You can run on our Cameroonian data centres (Douala & Yaoundé), on MTN Business Cloud through our ISNOV partnership, or on your own hardware.

  • Can you integrate with our existing core banking system?

    Yes — we have built integrations to several legacy core banking platforms. Our open APIs make it straightforward to add digital channels on top.

  • What is the typical project timeline?

    From contract signature to live operations: 8 to 12 weeks for cooperatives, 4 to 6 months for tier-2 MFIs, 9 to 18 months for tier-1 banks.

  • Do you train our staff?

    Absolutely. Role-based training is part of every engagement, with optional bootcamps, certifications and refresher sessions.

  • How is pricing structured?

    Most engagements combine a one-time implementation fee, a monthly subscription per branch / per user, and pay-per-use fees for specific services (SMS, MoMo, etc.).

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